IN THE CIRCUIT COURT

OF THE TWELFTH JUDICIAL CIRCUIT

FOR WILL COUNTY, ILLINOIS – CHANCERY DIVISION

 

CARRINGTON MORTGAGE SERVICES, LLC, Plaintiff,

vs.

CAROL M. LARA; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendents

Case No.: 2026FC000404

Property Address:

3306 WILLARDSHIRE RD, JOLIET, IL 60431

 

NOTICE BY PUBLICATION

 

NOTICE IS HEREBY GIVEN TO THE FOLLOWING,

UNKNOWN OWNERS AND NON-RECORD CLAIMANTS

defendants, that this case has been commenced in this Court against you and other defendants, asking for the foreclosure of a certain Mortgage conveying the premises described as follows, to wit:

LOT 201, IN UNIT NO. 3. IN CRYSTAL LAWNS ADDITION, A SUBDIVISION OF THE SOUTH 1/2 OF THE SOUTHEAST 1/4 OF SECTION 26, IN TOWNSHIP 36 NORTH, RANGE 9 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 20, 1963, AS DOCUMENT NO. 977863, IN WILL COUNTY, ILLINOIS.

Commonly known as: 3306 WILLARDSHIRE RD, JOLIET, IL 60431

Names of the titleholders of record: CAROL M. LARA.

Date of the Mortgage: June 17, 2021.

Name or names of the mortgagors: CAROL M. LARA.

Name of the mortgagee: CME Lending Group LLC.

Date and place of recording: July 28, 2021; Office of the Recorder of the Deeds of Will County, Illinois.

Identification of recording: Document No. R2021082434.

YOU MAY STILL BE ABLE TO SAVE YOUR HOME. DO NOT IGNORE THIS DOCUMENT. By order of the Chief Judge of the Circuit Court of the Twelfth Judicial Circuit, this case is set for Mandatory Mediation on May 28, 2026 at 1:00 PM in courtroom 440. The mediations will be conducted using ZOOM or telephonically. A lender representative will be present along with a court appointed mediator to discuss options that you may have and to pre-screen you for a potential mortgage modification. For further information on the mediation process, including the Zoom info, please go to https://www.circuitclerkofwillcounty.com/Civil/Foreclosure or call the Will County Clerk at (815) 727-8592.

YOU MUST APPEAR ON THE MEDIATION DATE GIVEN OR YOUR RIGHT TO MEDIATION WILL TERMINATE.

You have been sued. Read all documents attached to this Summons. To participate in the case, you MUST file an official document with the court within the time stated on this Summons called an “Appearance” and a document called an “Answer/Response”. The Answer/Response is not required in small claims or eviction cases unless ordered by the court. If you do not file an Appearance and Answer/Response on time, the court my decide the case without hearing from you, and you could be held in default and lose the case.

After you fill out the necessary documents, you need to electronically file (e-file) them with the court. To e-file, you must create an account with an e-filing service provider. For more information, go to ilcourts.info/efiling. If you cannot e-file, you can get an exemption that allows you to file in-person or by mail.

You may be charged filing fees, but if you cannot pay them, you can file an Application for Waiver of Court Fees.

It is possible that the court will allow you to attend the first court date in this case in-person or remotely by video or phone. Contact the Circuit Court Clerk’s office or visit the Court’s website to find out whether this is possible and, if so, how to do this.

Need help? Call or text Illinois Court Help at 833-411-1121 or go to ilcourthelp.gov for information about going to court, including how to fill our and file documents. You can also get free legal information and legal referrals at illinoislegalaid.org. All documents referred to in this Summons can be found at ilcourts.info/forms. Other documents may be available from your local Circuit Court Clerk’s office or website.

¿Necesita ayuda? Llame o envie un mansaje de texto a Illinois Court Help al 833-411-1121, o visite ilcourthelp.gov para obtener información sobra los casos de la corte y cómo completer y presenter formularios.

NOW THEREFORE, unless you file your answer or otherwise file your appearance in this case, on or before May 23, 2026, A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR THE RELIEF ASKED IN THE COMPLAINT.

E-filing is now mandatory with limited exceptions. To e-file, you must first create an account with an e-filing service provider. Visit http://efile.illinoiscourts.gov/service-providers.htm to learn more and to select a service provider. If you need additional help or have trouble e-filing, visit http://illinoiscourts.gov/self-help or talk with your local circuit clerk’s office. If you cannot e-file, you may be able to get an exemption that allows you to file in-person or by mail. Ask your circuit clerk for more information or visit www.illinoislegalaid.org. For information about defending yourself in a court case (including filing an appearance or fee waiver), or to apply for free legal help, go to www.illinoislegalaid.org. You can also ask your local circuit clerk’s office for a fee waiver application.

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THE PLAINTIFF’S ATTORNEY IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

 

Lender Legal PLLC

1800 Pembrook Drive, Suite 250

Orlando, Florida 32810

Tel: (407) 730-4644

Service Emails:

[email protected]

[email protected]

LLS16486-IL – LARA

Meaghan J. Diaz de Villegas, Esq.

Counsel of Record for Plaintiff

ARDC # 6340688

 

Published 4/23/2026, 4/30/2026, 5/7/2026